Senior Loan Officer

This is an exciting time to join the NeighborWorks Capital Team as we continue to expand our impact, our relationships, our financing solutions, and our loan portfolio! The NC Team is implementing our Five-Year Strategic Plan that will result in the doubling of our loan portfolio, so we need creative, experienced, and dedicated people to achieve our goals.


The primary responsibilities of this Senior Loan Officer position are to independently develop and maintain lending relationships with NeighborWorks affiliates and with NeighborWorks America field staff; identify lending and loan participation opportunities; and apply creativity to structure, underwrite, and secure approval for those loans. The Senior Loan Officer will be expected to meet Lending Team loan production goals, satisfy lending policies and NC Loan Committee requirements, and minimize legal and financial risks to the organization.

Reports to Chief Lending Officer

Full-time, exempt status

Remote job within one of the regions covered, can be from home or local office, must have ready-access to regional/major airport

Evidence of full COVID-19 vaccination required.

Printable version available here

Duties and responsibilities

Loan Underwriting and Analysis

  • Guide prospective borrowers through the loan application, approval, and closing process
  • Analyze organizations and developments/projects in support of loan origination and underwriting
  • Provide technical assistance to borrowers in structuring their financing
  • Analyze, evaluate, and recommend action on loan requests and risk ratings under established lending policy guidelines
  • Develop and maintain effective working relationships with borrowers, NC Loan Committee, CDFI partners, other lenders, consultants, vendors, and other staff
  • Assist Chief Lending Officer and other members of the Lending Team in coordinating activities of the NC Loan Committee including presenting loan requests, pipeline, and other information to committee members in a well-organized, accurate and timely fashion
  • Assist Loan Closing Manager on timely loan closings, including negotiating terms and reviewing due diligence items and loan documents

Business Development

  • Travel to meet with current and prospective Borrowers and evaluate developments
  • Build new and maintain existing relationships with potential and current borrowers, and with NeighborWorks America relationship managers and field staff
  • Attend appropriate network and industry conferences and represent NeighborWorks Capital
  • Coordinate business development activities with the Chief Lending Officer and Chief Executive Officer

Financing Solution Development

  • Collaborate with the Chief Lending Officer and other staff in designing/upgrading loan underwriting, servicing, and portfolio management processes and policies
  • Assess market needs and conduct research towards designing new or improved financing solutions
  • Provide training to other NeighborWorks Capital team members on various industry topics.


  • Work creatively, collaboratively, cooperatively, and constructively in a team environment with shared goals
  • Listen attentively to others – ask clarifying questions to gain a better understanding of the other person’s views
  • Communicate courteously and effectively with others – deal with issues directly, in a respectful and timely manner, focus on resolving the issue while not criticizing the person
  • Share responsibility for customer relationship management with Portfolio Managers to create loyalty and repeat business
  • Resolve conflicts through negotiation, effectively balancing borrower needs with risk mitigation for NeighborWorks Capital
  • Meet many deadlines while managing multiple borrowers’ needs
  • Maintain flexibility and adaptability to change
  • Positively recognize the accomplishments of co-workers
  • Come to meetings prepared, honor work commitments, meet deadlines
  • Honor the private and confidential matters of customers and co-workers
  • Moderate travel within U.S. required (15%-25%), including to headquarters in Maryland


The ideal candidate will possess most, if not all, of the following qualifications and experience:

  • At least seven (7) years of demonstrated relevant commercial and multifamily real estate credit analysis and lending experience, especially for complex community development projects, at a bank or CDFI
  • Demonstrated acumen to develop borrowing relationships with new organizations and maintain a regular book of business with existing customers
  • Commitment to community development and creating positive impact in distressed and underserved communities
  • Knowledge and experience with affordable housing finance and nonprofit real estate development organizations
  • Knowledge of federal and state affordable housing and community development subsidy programs that serve urban and rural areas
  • Ability to maintain active communication and engagement with Lending team in remote working environment
  • Demonstrated ability to prepare clear, accurate, well-organized written credit analyses and to communicate verbally in an effective manner
  • Professional demeanor and willingness to cooperatively participate on a team in a mission-based organization
  • Capacity to prioritize multiple tasks to meet customer deadlines while ensuring credit integrity
  • Proficient with Microsoft Office (especially Excel), Salesforce, and willing to expand skill base
  • Fluent in English
  • Possess a valid U.S. driver’s license


Annual salary range of $125,000 to $140,000, plus excellent employer-paid benefits package that includes medical, dental, vision, 11 paid holidays, PTO & sick leave, life insurance, disability, 6% contribution of eligible salary to 401(k), transportation subsidy, matching contribution plan to eligible nonprofits, and bonus potential up to 10% of salary.

How to Apply

Please submit letter of interest, resume, and salary requirements to

Salary requirements must be provided in order to be considered. No phone calls, please.

Due to the nature of this position, background checks (including verification of education and employment, as well as criminal record) and credit checks will be conducted as a condition of employment.

NeighborWorks Capital (“NC”) is an Equal Opportunity Employer. It is NC’s commitment to treat all its employees and candidates for employment with dignity and respect and to provide a workplace that is free from discrimination, whether that discrimination is based on race, color, religion, sex, national origin, disability, political affiliation, marital status, membership in an employee organization, age, sexual orientation, gender identity, pregnancy, or other non-merit factors. NC is committed to diversity and inclusion; and our goal is to have a workforce that is representative of the communities we serve.